The hottest tax break for the rich is a middle-class retirement account. More than $279 billion sits in IRAs with at least $5 million each. They allow the wealthy to avoid taxes and pass on their fortune. See Bloomberg News at https://www.bloomberg.com/news/articles/2021-09-16/roth-ira-how-the-richest-americans-use-retirement-accounts-to-avoid-taxes?utm_campaign=news&utm_medium=bd&utm_source=applenews.